Sl. No. |
Loan
Type
|
Interest
Rate
( % p.a.) |
| 1. |
Trade & Commerce (including civil contractors
and general order suppliers) |
13.75 |
| 2. |
SBACS
|
15.00 |
| 3. |
Export Finance:
a) From first disbursement date to 60 days after last disbursement.
b) More than 60 days after last disbursement. |
13.00
14.00 |
| 4. |
Manufacturing / Industry:
a) Term Loan
b) Working Capital
|
12.00
13.00
|
| 5. |
Service / Tourism
a) Term Loan
b) Working Capital |
10.00
12.75 |
| 6. |
Transport (Heavy Vehicles):
a) Term Loan
b) Working Capital |
13.00
14.00 |
| 7. |
Transport (Light Vehicles) |
14.00 |
| 8. |
Agriculture / Animal Husbandry |
13.00 |
| 9. |
Housing:
a) New Construction
b) Renovation/Repair |
10.00
13.00 |
| 10. |
Equity Finance |
13.00 |
| 11. |
Personal Loans / Gold Loans |
15.00 |
| 12. |
Vehicle Loan to Government Employees |
12.00 |
| 13. |
EDP Loan:
a) Term Loan
b) Working Capital |
10.00
12.00
|
| 14. |
Consumer Loan |
12.00 |
| 15. |
Loans against Term Deposits |
1.00% above the TDR rates |
| 16. |
Credit Guarantee Scheme |
To be determind on the
basis of activities, as show above. |
